COOKIE POLICY

This cookie policy describes what cookies are and how and why Sampo uses them. It also provides information on how you can change your cookie settings and affect the use of cookies.

Sampo uses cookies on its website and domains managed by Sampo plc. Sampo stores cookies on browsers and devices that visit Sampo's website.  You can change or withdraw your consent to the use of cookies and web tags in the cookie settings.

• Cookie settings

Sampo's privacy notice describes the processing and disclosure of data collected by Sampo and the rights of the website users.

• Privacy notice

• Privacy notice

Sampo reserves the right to amend this cookie policy at any time. The date at the bottom of the page indicates when this cookie policy was last updated. Any changes to the cookie policy will take effect as soon as the updated version is posted on Sampo's website.

What are cookies?

Cookies are small text files that are stored on your computer, mobile device, or other device. Cookies enable the use of many of the functions of Sampo's website and ensure the best possible user experience. For cookies stored by Sampo's own website, Sampo uses the name “first-party cookies”. In addition, some of the third-party technical solutions that are utilised on Sampo's website store cookies that Sampo calls “third-party cookies”.

There are also other technologies such as pixel tags, web bugs, web storage, and other similar technologies that can function in a manner similar to cookies. This cookie policy refers to all such technology as “cookies”.

The cookies used on Sampo's website are categorised according to their purpose of use.

On this website, Sampo uses
1) cookies that are necessary for the operation of Sampo's website (necessary cookies) and
2) cookies that enable the website's functionalities and provide personalised user experience (functionality cookies)

On its website, Sampo uses external service providers that process data on behalf of Sampo plc. The data described in this cookie policy is collected by using first-party and third-party cookies.

The processing of data collected through third-party cookies is not described in Sampo's privacy notice, but in the privacy notice of each third party.

Below is a list of the cookie categories that are relevant to this website. In addition, the list includes the most-used tools for each cookie category.

Cookie categories

Necessary cookies

Sampo's website requires these cookies in order to function as intended. They enable the basic functions of the website. No identifiable personal data is stored in these cookies.

CookieBot ("CookieConsent", third-party cookies)
The cookie is used to store the user's cookie consent.

Fonts ("_cf_bm", third-party cookies)
The cookie is used to distinguish between humans and bots.

Analytics cookies

Analytics cookies collect anonymous data that allows Sampo to analyse how its website is used and how to further develop it. The data collected by cookies helps Sampo improve the user experience. No identifiable personal data is stored in these cookies.

Siteimprove ("AWSALB, AWSALBCORS, nmstat, image.aspx", first-party cookies)
Siteimprove Analytics' cookies register a unique ID and collect statistical data on how visitors use Sampo's website. Cookies are also used for tracking visitors using various devices and to collect the visitors' device data. This data is collected for the purpose of developing the contents and technical features of the website. In order to protect the users' privacy, IP anonymization is enabled for Sampo's Siteimprove Analytics account. The data stored in Siteimprove Analytics does not contain any identifiable personal data.

Changing the settings and affecting the use of cookies

Open cookie settings to manage the use of certain types of cookies on this website.

• Cookie settings

You can prevent the storing of all cookies by changing your browser's security settings.

Changing cookie settings in the most common browsers:

• Internet Explorer
• Microsoft Edge
• Mozilla Firefox
• Google Chrome
• Safari

Instructions related to the use of browsers are usually available in the browser menu.

If you do not allow any cookies being stored, no cookies are stored by Sampo's website or any other websites that you visit. However, you may find that some functions of online services are not available if cookies are not allowed.

Alternatively, browser settings may be set to notify the user about any cookies that are about to be stored. When you receive such a notification, you can either accept or reject the cookie.

3 November 2022

PRIVACY NOTICE

Sampo plc (“Sampo”) undertakes to protect the privacy of the users of its website in accordance with the legislation in force. This privacy notice describes

• which data Sampo collects about the users of the website;
• the purpose for which the data is processed;
• the disclosure of data to third parties; and
• the terms of use of this website and the rights of the user.

A separate cookie policy describes what cookies are and how and why Sampo uses them. It also provides information on how you can change your cookie settings and affect the use of cookies.

• Cookie policy
• Cookie settings

• Cookie policy
• Cookie settings

Collecting and Processing the Information

We collect information about the users of our website by using cookies in connection with the browsing. The information collected does not constitute personal data.

The data is processed for the purposes of user-specific personalisation of the website and development of the website by using cookies. You can read more about the use of cookies in Sampo’s cookie policy.

Cookies are used for site functionalities and performance. Users cannot be identified on the basis of the data. Cookies can be disabled anytime in accordance with the instructions concerning cookie settings and the cookie policy.

Sampo carries out centrally managed Group administration tasks for the companies that are part of the Group. Thus, user data is not collected for purposes related to customer relationships or marketing and data is not disclosed to subsidiaries.

We use Siteimprove Analytics web analytics service on this website. The service is used to, inter alia, collect information about the website traffic and the browsers and devices used. The purpose for collecting the information is to develop the contents and the technical features of the website. In order to protect the users' privacy, Sampo's Siteimprove Analytics account anonymises the IP addresses. The information is collected only for statistical purposes, and the user cannot be identified with such information. Siteimprove Analytics stores the information for as long as its web analytics service is used on this website.

More information about Siteimprove Analytics:

• Siteimprove Security and Data Protection
• Siteimprove Analytics cookies
• Siteimprove Analytics: Data flows and compliance

The information collected for Analytics include for example the following:

• service provider (operator);
• location (country, geographical area, city);
• operating system;
• device (computer, tablet, mobile device),
• model of the mobile device;
• browser and its language version;
• display resolution;
• the pages the user visited on the website;
• number of visitors per page;
• entry and exit pages;
• website's download time;
• documents downloaded from the website (pdf, excel);
• time and duration of the visit;
• behavior: new or returning visitor, visiting frequency;
• notifications shown on the website (cookie notification, expired browser notification); and
• personalisation choices (functionality on or off).

The user cannot be identified with the information, nor do the cookies enable review of the information stored in the user's device. Sampo does not disclose the information collected by using cookies to any third parties.

Regular disclosure of Information

Sampo may disclose the data it collects to subcontractors (if any) and to authorities as required by the legislation in force at the given time. Furthermore, information may also be disclosed to third parties in a format that ensures no individual users can be identified. In this case, the data does not constitute personal data.

Transfer of data outside the EU or the EEA area

No transfer.

Terms of use for the website

By accessing the website, the user accepts the website's terms of use.

• Terms of use

Rights of the website's users

The data collected with cookies is used only for purposes stated in this Privacy Notice and users cannot be identified on the basis of the data.

Pursuant to the EU’s General Data Protection Regulation (2016/679), the users of the website have the right to check their personal data in Sampo’s files, the right to demand rectification of any incorrect data and, in certain circumstances, erasure of their data and the right to restrict and object to the processing of data and otherwise exercise their rights guaranteed by the legislation in force at the given time.

Data requests must include the following information:

• Name, address, personal identification number, email address and telephone number of the person making the request;
• The period for which data is to be checked;
• A copy of the requester’s driving license, passport or official identification document issued by an official authority.

Requests must be sent in writing and with a personal signature to the postal or email address referred to below in section Contact. Requests may also be presented in person.

A reasonable fee may be charged for the provision of information if less than one year has passed since the previous instance of providing the user with access to the data.

Contact

Sampo plc is the data controller for the personal data that is collected. Enquiries that are related to this privacy notice, maintenance of data files or data processing and access to own data must be emailed to privacy(at)sampo.fi or sent by post to the address:

Sampo Plc / Corporate Legal
Fabianinkatu 21
00130 Helsinki, Finland

Updates to this notice

Sampo reserves the right to update this privacy notice.

1 July 2025